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Frequently Asked Questions


How do I apply for Federal and.or State Aid?

Students wishing to apply for financial aid at MTCC should complete the Free Application for Federal Student Aid (FAFSA) each year. The financial aid year begins with fall semester and goes through summer semester. FAFSA opens annually on October 1st for the upcoming year. The FAFSA is completed and submitted via an online process at Students having difficulty completing the application are encouraged to contact the MTCC Financial Aid Office for assistance.

What is the deadline to apply for financial aid at MTCC?

While there is no technical deadline to apply for financial aid, students are encouraged to apply at least six to eight weeks prior to the beginning of their first semester at MTCC. Funds are limited in some financial aid categories, so early applicants are more likely to receive assistance if eligible and funds are available. Prioity deadline for State grant funding is January 1 of each year. Students may apply for financial aid for the 2022-2023 academic year through June 30, 2023.

Do I have to reapply for financial aid every year?

Yes! Your financial aid eligibility is based on information using prior-prior tax information, i.e. 2023-24 financial aid application is based on 2021 information. In order to be considered for financial aid, students should complete the FAFSA each year as soon as possible, the application site opens in October for the following year that begins with the fall semester. The State grand fund prioity deadline is Janauary 1st of each year. 

What type of financial aid assistance is available?

Federal and state grants, work-study and scholarships are available to students based on eligibility.

What is MTCC's federal school code?

Our school code is 008085. Be sure to enter this code in the school section of your FAFSA so that our financial aid office will receive your information.

What determines if I am eligible for financial aid?

The U. S. Department of Education uses the information submitted on the FAFSA to determine your Expected Family Contribution (EFC). This EFC and your enrollment status are then used by the MTCC Financial Aid Office to determine the amount of financial aid that you are eligible to receive.

Do I have to report my parents' information on the FAFSA?

To be considered an independent student (and therefore, not have to report parental data on the FAFSA) for the 2023-24 academic year, you must be able to answer “yes” to one of the following questions:

  • Were you born before January 1, 2000?
  • As of today, are you married?
  • At the beginning of the 2023-24 school year, will you be working on a master’s or doctorate program?
  • Are you currently serving on active duty in the US Armed Forces for purposes other than training?
  • Are you a veteran of the US Armed Forces?
  • Do you have children who will receive more than half of their support from you between July 1, 2023 and June 30, 2024?
  • Do you have dependents (other than your children and spouse) who live with you and who receive more than half of their support from you, now and through June 30, 2024?
  • At any time since you turned age 13, were both your parents deceased, were you in foster care or were you a dependent or ward of the court?
  • Are you or were you an emancipated minor as determined by a court in your state of legal residence?
  • Are you or were you in legal guardianship as determined by a court in your state of legal residence?
  • At any time on or after July 1, 2023, did your high school or school district homeless liaison determine that you were an unaccompanied youth who was homeless?
  • At any time on or after July 1, 2023, did the director of an emergency shelter or transitional housing program funded by the US Department of Housing and Urban Development determine that you were an unaccompanied youth who was homeless?
  • At any time on or after July 1, 20213 did the director of a runaway or homeless youth basic center or transitional living program determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless?

If you could not answer yes to any of the questions above, you will be required to provide parental information on the FAFSA.

If my parents are separated or divorced, what income do I report on the FAFSA?


If your parents are divorced or separated and don’t live together, answer the questions about the parent with whom you lived with more during the past 12 months.

If you lived the same amount of time with each divorced or separated parent, give answers about the parent who provided more financial support during the past 12 months or during the most recent 12 months that you actually received support from a parent.


What if I have a stepparent?

If you have a stepparent who is married to the legal parent whose information you’re reporting, you must provide information about that stepparent as well.


If you still have questions regarding parent information visit

What if my parents and I aren't required to file an income tax return?

You may answer “I’m not going to file” to the questions regarding completing a tax return on the FAFSA. 

Please note chosing this option may require student or parent to provide a verification of Non-Filing letter from the IRS.

What happens after I apply for financial aid?

Soon after submitting the FAFSA, you will receive notification that your application is being processed by the Department of Education. They, in turn, send your student aid report to the MTCC Financial Aid Office. You will then receive a one time letter in the mail explaining what you must do next to complete your financial aid file, all further correspondence from the MTCC Financial Aid Office will be sent to the student's MTCC provided email. If you haven’t received correspondence from the MTCC Financial Aid Office within two to three weeks of your FAFSA application date, please call to verify your application status or check on demand information through the student Self-Service protal. 

What does it mean if my financial aid application is selected for verification?

The U. S. Department of Education randomly selects a percentage of all students that apply for financial aid to be reviewed and “verified”. If selected, you will receive additional information from the MTCC Financial Aid Office. Typically, you will be asked to complete a verification worksheet and provide your and/or your parents tax transcripts and W-2 forms.

What if I have lost my copy of my W-2's or need to request a tax transcript?

You may contact the Internal Revenue Service to recieve a copy of your tax transcirpt. Follow this link to learn how to request a copy. 

How will I know if I am approved for financial aid?

Once your financial aid file is complete and a determination of your eligibility has been made, you will receive an email notifying you that you have been awarded financial aid and that you can view your award letter on the Self-Service portal.

How do I apply for scholarships?

MTCC scholarship applications are available starting in May of every year. The scholarship deadline for the upcoming year is July 30th. The Financial Aid Committee will make decisions regarding scholarships prior to the beginning of Fall Semester each year. The William Harold Smith Educational Trust uses a separate application process to award their scholarship funds. There is also a separate application for the Golden Leaf Scholarship Program. All of the applications are available in the financial aid office or online under ‘financial aid forms’ on MTCC’s website.

Do I have to be enrolled full time to receive financial aid?

The amount of financial aid award on the award letter is based on full-time enrollment (12 credit hours). However, if you register for less than 12 credit hours per semester, you will typically be eligible for a prorated amount of the award. You must have at least six credit hours per semester to receive the NC Community College Grant, the NC Education Lottery Scholarship and the NC LongLeaf Grant.

If I drop a class, how will it affect my financial aid?

If a student drops a class before the financial aid census date of the term, the student may be subject to repayment of financial aid funds. 

If you completely withdraw from all classes prior to the 60% point of the semester, you may be required to repay part of the financial aid that has been awarded to you. Any withdrawals can affect your financial aid eligibility in future semesters.

What is considered satisfactory academic progress for the purposes of receiving financial aid?

Students should successfully complete 67% of the total credit hours attempted and maintain a grade point average of at least 2.0 in order to remain eligible for financial aid. Students falling below the standards mentioned above may request to be placed in Financial Aid Warning Status. If students sign the statement required for Warning status, they are promising to complete all classes attempted in the upcoming semester with a grade of "C" or better. If the student does not do so, financial aid funds will be terminated in the following semester. The student may appeal this termination. This process begins by completing the Financial Aid Satisfactory Academic Progress Appeal Request and submitting it to the MTCC Financial Aid Office for consideration (see the forms section for further clarification and to access this document).

**Please note that financial aid suspension is only effective at MTCC. Should you choose to attend another school, your status will not follow you to that school.

Are all degrees, diplomas and certificates eligible for financial aid funding?

Typically, all associate degrees and one-year diplomas are eligible for financial aid funding. Certificates must be at least 16 credit hours in length to be eligible for financial aid funding.

Because of the number of credit and/or contact hours, the following certificates are not eligible for financial aid:

  •  C25800A Accounting Certificate
  •  C35100A Air Conditioning, Heating & Refrigeration Certificate Level 1
  •  C40130A Applied Engineering Technology Certificate Level 1
  •  C60160A Automotive Systems Technology Certificate Level 1
  •  C35130A Electrical Systems Technology Certificate Level 1
  •  C55460C Emergency Management- Criminal Justice Certificate
  •  C55460F Emergency Management- Fire Technology Certificate
  •  C25590A Information Systems Certificate
  •  C25590B Information Systems (Advanced) Certificate
  •  C25590E Information Technology Software Development Certificate
  •  C25590F Information Technology Advanced Software and Web Development Certificate
  •  C25590G Information Technology Web Administration and Design Certificate
  •  C25590H Information Technology Web Administration and Design Advanced Certificate
  •  C40350A Mechatronics Engineering Technology Certificate Level 1
  •  C50420A Welding Technology Certificate Level 1

What is the semester limit of Pell Grant eligibility?

Eligible students are allowed to receive 12 full-time semesters or their equivalent of Pell Grant funding. Every semester that the student receives or has received Pell Grant funds in the past, counts toward this limit.

What are the anticipated financial aid refund dates?

For information on anticipated financial aid refund dates, please call 828-659-0450. Keep in mind that these are not guaranteed dates, but anticipated dates, and may vary by several days. Please plan accordingly.